How to Improve Your Liquidity Position
Joe Kennerson, Manager of Client Services, Darling Consulting Group
During his presentation, Charles will discuss the evolving role of today’s CFO as well as how those roles can be practically applied regarding negotiation techniques, coalition building, management, and financial modeling.
Loan growth is outpacing deposit growth resulting in loans now becoming a higher percentage of total assets. With wholesale funding levels increasing, liquidity is under pressure. Using real life case studies, Joe will address and review the changing liquidity landscape and newest trends facing our industry He will also explain the elements critical to your liquidity reporting and what you should be doing to develop a “best practice” approach in liquidity management.
Non-Maturity Deposit Modeling: Leading Practices
Tom Bowers, CFA, Managing Director, ZM Financial Systems, Inc.
Developing appropriate deposit assumption inputs to support interest rate sensitivity measurement for earnings and EVE is a key responsibility of ALM governance. Join Tom Bowers for this informative session where you will learn how to use historical data to translate administrated pricing and ambiguous maturity properties into appropriate and defensible deposit assumptions. Tom will also discuss the two common errors to modeling non-maturity deposits, and provide you with an overview of the steps to take to properly simulate these products for earnings and EVE analysis.
CFO: Chief Five + Officer
Charles McQueen, President, McQueen Financial Advisers
The role of the CFO has change dramatically in the post-recession era. CFOs are no longer simply Chief Financial Officers, but also fill the roles of:
Chief Branch Growth Limiting Officer
- Chief Indirect Loan Volume Officer
- Chief Balance Sheet Balancing Officer
- Chief Internal Negotiations Officer
- Chief Marketing Expense Manger
Manage Your Balance Sheet Through a Sea of Regulation
Ryan Henley, Head of Financial Institutions Strategies, Stifel and Dan Morrill, Member of the Firm, Wolf & Company, P.C.
FASB’s CECL, Leases, Hedge Accounting, Basel III, and Preminum Amoritization. Regulatory agencies have been busy proposing and finalizing new rules that will significantly impact your institution over the coming years. In this session, Ryan will explore each of these proposed/finalized rules, their components, impact, and timeline. Using a modeled institution profile, he will then discuss balance sheet strategies you can use to optimize performance through this sea of regulation.
Rising Rates and Deposit Assumptions: Key Components to Strategy Development
David Koch, Chief Operating Officer, FARIN
The most critical assumptions impacting risk remain those involving the treatment of non-maturity deposits. In this session, Dave Koch will explore how to get the maximum value from a comprehensive core deposit study, while using study outputs to build pools of funding for various asset classes. Dave will also discuss how factors such as depositor age and account “vintage” impact volatility, provide insights on the ins and outs of building liquidity plans for “surge” balances, and explain how segmentation and blended funding can significantly lower your cost and risk.
Building an Effective Stress-Testing Process
Kevin Kirksey, Principal, Strategic Solutions Group, ALM First Financial Advisors
The stress-testing process is becoming increasingly integrated with ALM reporting and data management functions. In examining the upturn, this presentation will discuss tips for bridging the gap between ALM reporting and stress-testing, while considering the need for further investment in modeling architecture, data management and computing power. Kevin will also discuss the data needs and techniques for credit modeling, and necessary documentation for the final report output.
New Administration, New Policies: Strategies for Trumponomics
Michael Davis, Managing Director - Strategies, and Jon Cantrell, CFA, Vice President, Senior Analyst, SunTrust Robinson Humphrey
With today’s dynamic political climate, changes to current fiscal policies are inevitable. For depository investors, the fundamentals are shifting and adjusting your strategy will likely be necessary. During this presentation, Mike and Jon will discuss today’s emerging economic policies and provide detailed commentary on how they will impact on tax-free municipals, the survival of GSE’s, the changing mortgage and shrinking agency markets. Finally, through it all, they will reflect on how you can position your institution for profitable growth.