Funding Strategy in Today's Market

Funding Strategy in Today's Market

March 10 - 11 | Orlando, FL

Funding Strategy in Today's Market
Building Your Funding Strategy – An Interactive, Hands-On Clinic

Register Now

Program Description

Think of “banking” as a manufacturing factory. Like any manufacturing facility, the first key to success is access consistent supply and cost controllable funding. For financial institutions, the raw materials used to produce our assets (loans to our market) are core deposits. Historically, this raw material was more plentiful from consumers and businesses and was reasonably priced. Today, competition for “core deposits” is fierce, and in some cases, out of control. In the meantime, strong loan demand has raised loan\deposit ratios for many FI’s into the danger zone creating more unstable actions in the deposit market. Consider the impact of digital\online competitors offers and the changing demographics use of technology to mine information and you find that depositors are presented many alternative offers that may leave your institution on the sideline as a spectator.

So, who’s in charge of funding at your institution? When new market demands arise, who ensures that you have a proper response? What is your institution’s plan for managing future funding needs? How did rising rates impact your historically “low cost” funding and overall funding mix? Did your trends in account openings meet your future needs? Will that trend continue? How have your depositors and competitors responded? If funding is the lifeblood of our factory, shouldn’t we have a more disciplined control structure?

In this interactive, hands-on session we combine examples with your data to help you lay the groundwork for a funding plan. We will discuss and define:

  • How to determine the most desirable asset demands
  • How to leverage your core deposit results\assumptions for improved financial performance
  • Determine and define product and pricing strategies for each funding sector
  • Best practices to manage funding costs and risk management needs
  • Which wholesale funding sources offer protection and profit given your risk profile

Our objective is to help you define realistic, profitable and measurable growth and development goals to support your asset and capital growth needs.


Tuesday, March 10, 2020

8:00 AM - 4:00 PM

Wednesday, March 11, 2020

8:00 AM - 4:00 PM


Dave Koch
Managing Director, Advisory Services, Abrigo

Dave is a popular presenter and a featured speaker at regional and national financial industry events and a lead faculty member of the Graduate School of Banking - Madison. Dave delivers educational programs on Capital Planning, Asset/Liability Management and pricing topics throughout the country and specializes in executive-level advisory services in all areas of asset\liability management.

During his 25 year tenure with FARIN, and now as Managing Director, Advisory Services with Abrigo, Dave has become deeply committed to helping the community financial industry survive and thrive in the face of increased competition. A major component to successfully competing is the presence of an effective ALCO\risk management process that promotes developing workable strategies to improve financial performance while managing overall risk levels.

Location and Accommodations

Rosen Shingle Creek Orlando
9939 Universal Blvd
Orlando, FL 32819

Special FMS Room Rate: $209/night
Deadline for Room Rate: February 19, 2020
Reservation Line: 1-866-996-6338
Group Code: GRPFMS20

Reserve Accommodations

 Credit Hours
Earn up to 12 hours of CPE credit.
  • Level: Basic to Intermediate
  • Prerequisites: None
  • Advance preparation: None
  • Field of Study: Economics
  • Instructional Method: Live-Group

For more information regarding administrative policies such as concerns or refunds, call 800-ASK-4FMS (800-275-4367). FMS is registered with the National Association of State Boards of Accountancy as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses. Complaints regarding sponsors may be addressed to: The National Registry of CPE Sponsors, 150 Fourth Avenue, North, Suite 700, Nashville, TN 37219-2417 Web:

Refunds and Cancellations

A refund minus a $250 processing fee will be provided for cancellations received by FMS in writing four weeks prior to the program start date. No refunds will be given for cancellations received after that date. A substitution from your institution is welcome at any time. FMS reserves the right to change instructors or reschedule/cancel sessions when necessary. FMS is not responsible for airfare penalties incurred due to the cancellation of the program. For more information regarding refunds, concerns, and/or program cancellation policies, please contact our offices at (312) 578-1300.

Registration Fee

Members and Non-members sign in or create an account below to register

FMS Members:                              $1,195
Staff/Co-Worker of Member:        $1,395
Non-members:                              $1,795

Register Now

Download a Registration Form

3/10/2020 - 3/11/2020
Rosen Shingle Creek Orlando
9939 Universal Blvd
Orlando, FL 32819 United States

Sign In