Demystifying Liquidity Risk Management

Demystifying Liquidity Risk Management

May 15 - 16, 2019 | Charlotte, NC

Demystifying Liquidity Risk Management


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Program Description

The Financial Managers Society and, Chris Mills and Tony Eramo from MountainView Financial Solutions will help banks and credit unions approach liquidity risk management with greater confidence. The 2-day Liquidity Risk Management seminar will cover a range of topics from developing an effective liquidity risk framework to building and strengthening plans and best practices for intraday liquidity, contingency funding, and stress testing. To ensure attendees walk away with a comprehensive base knowledge, the Chris and Tony will expand on related topics that influence liquidity risk including deposit strategy, funding sources, pricing strategy and funds-transfer-pricing. The seminar will balance educational presentations with case studies and interactive group exercises and discussions.



Schedule*

Wednesday, May 15, 2019

8:00 AM - 8:30 AM
Continental Breakfast/Registration

8:30 AM - 4:00 PM
Program

12:00 PM – 1:00 PM
Lunch

4:00 PM
Conclude Day 1


Thursday, May 16, 2019

7:30 AM – 8:00 AM
Continental Breakfast/Registration

8:00 AM - 1:00 PM
Program

1:00 PM
Conclude Day 2


*Schedule is subject to change



Agenda

  • Developing an Effective Liquidity Risk Management Framework
    • Today’s Regulatory Environment
    • Independent Risk Governance – Defining Roles and Responsibilities Governance
    • Measuring Techniques and Metrics
    • Developing an Early Warning System
  • Intraday Liquidity
    • Building out and enhancing intraday liquidity programs
  • Building A Contingency Funding Plan
  • Liquidity Stress Testing
    • Improving Forecasting
    • Preferred Stress Testing Practices
    • Addressing all facets of liquidity
  • Funding Strategies
    • Liquidity Cushion Tradeoff
    • Diversification of sources
    • Primary Funding
    • Alternatives Secondary Sources
  • Understanding Depositor Behavior
    • Depositor Behaviors Impact on Liquidity
  • The Role of Pricing Strategy in Liquidity Risk
    • Exception Pricing
    • WAMP
    • Promotional Pricing
    • Retention vs. Acquisition
    • Regional Pricing
    • Borrowing Strategy
  • Funds Transfer Pricing
    • Current practices
    • Improving efficiency
    • Incorporating FTP in the culture of your bank
    • A bridge to smart deposit pricing


Presenters

  Tony Eramo
 
Managing Director at MountainView Financial Solutions

Tony manages relationships with midsize and large banks, seeking to understand each institution’s unique balance sheet challenges and offer solutions that enhance performance and compliance. Tony brings more than 25 years of banking experience to this role, most recently serving as SVP, CFO at United Bancshares. He previously held several positions at Huntington National Bank, including SVP, Strategic Planning; CFO of the Wealth, Government and Home Lending Division; SVP, Segment Risk Officer; and SVP, Deposit Pricing Director. Prior to Huntington, he served in several finance roles, including VP, Margin Manager at Sky Financial Group, and CFO at Three Rivers Bank. Tony earned a BS in Finance from Penn State University and a MBA in Finance from the University of Bridgeport.

Chris Mills
Managing Director at MountainView Financial Solutions

As Managing Director of Model Validation Services, Ms. Mills oversees the consulting team providing validation services for ALM models, DFAST/CCAR models, liquidity models, mortgage-related models, and other financial models. In this role, Chris is primarily responsible for client management and all validation services.

Ms. Mills has over 24 years of experience and brings significant expertise across asset/liability management and model risk assessment processes. Her vast modeling experience spans across investments, mortgages, commercial loans, non-maturity deposits, derivatives, and BOLI.

Before joining MountainView-McGuire in 2012, Ms. Mills was Vice President, Investment Banker at Gleacher & Company and Director, Investment Banker at Sunrise Securities. Prior to that, Ms. Mills was SVP, ALM Manager at Colonial Bank where she developed, implemented and managed a capital forecasting model that included M&A modeling, stock repurchase plans, debt issuances, common stock issuances, divestitures, balance sheet strategies, stress testing of credit and liquidity risk strategies. Ms. Mills was also SVP, ALM Manager at Compass Bank where she was heavily involved in strategic planning, merger and acquisition (M&A) modeling, securitizations, and derivatives.




Location and Accommodations

Sheraton Charlotte Hotel
555 South McDowell Street, South Tower
Charlotte, NC 28204

Special FMS Room Rate: $189/Night
Deadline for Room Rate: April 22, 2019


Reserve Accommodations


 

Credit Hours

Earn up to 12 hours of CPE credit.
  • Level: Basic to Intermediate
  • Prerequisites: None
  • Advance preparation: None
  • Field of Study: Finance
  • Instructional Method: Live-Group

For more information regarding administrative policies such as concerns or refunds, call 800-ASK-4FMS (800-275-4367). FMS is registered with the National Association of State Boards of Accountancy as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses. Complaints regarding sponsors may be addressed to: The National Registry of CPE Sponsors, 150 Fourth Avenue, North, Suite 700, Nashville, TN 37219-2417 Web: www.nasba.org


Refunds and Cancellations

A refund minus a $250 processing fee will be provided for cancellations received by FMS in writing four weeks prior to the program start date. No refunds will be given for cancellations received after that date. A substitution from your institution is welcome at any time. FMS reserves the right to change instructors or reschedule/cancel sessions when necessary. FMS is not responsible for airfare penalties incurred due to the cancellation of the program. For more information regarding refunds, concerns, and/or program cancellation policies, please contact our offices at (312) 578-1300.


Registration Fee

Members and Non-members sign in or create an account below to register

FMS Members:                              $1,195
Staff/Co-Worker of Member:        $1,395
Non-members:                              $1,795

Special Offer - Sign up for both May Seminars and Save
FMS Members:                              $1,795
Staff/Co-Worker of Member:        $1,995
Non-members:                              $2,595



Register Now


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When
5/15/2019 7:00 AM - 5/16/2019 12:30 PM
Where
Sheraton Charlotte Hotel
555 South McDowell Street
South Tower
Charlotte, NC 28204 United States

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