Speakers
*As of April 27, 2020 - Subject to Change


As an audit partner and the industry technical leader for financial institutions, mortgage, and consumer finance companies at Plante Moran, Ryan serves as the external audit partner and risk management partner (internal audit, loan review, regulatory compliance, IT/ Cyber, etc.) for both public and private institutions. From a CECL perspective, Ryan serves institutions ranging in size from $100 million to over $20 billion in assets. He is passionate about building strong relationships, adding value, and advising the firm's team and clients so they stay on the forefront of industry and regulatory developments.


Mark’s background includes his current role serving in the risk, internal audit and cybersecurity practice, as well as years spent in the external audit practice. Mark’s experiences focus primarily within the financial services industry, but also includes experience in the manufacturing, distribution and retail industries. Mark has extensive experience with System and Organization Controls (SOC) reporting, helping lead the Baker Tilly SOC practice. In addition, Mark has experience with Sarbanes Oxley compliance (SOX) for public companies, both with external audit reporting and as an outsourced consultant. Mark also performs both operational and information technology (IT) risk assessments, internal audits and various consulting projects.


Ms. Beattie is Deputy Chief Accountant for the FDIC Division of Risk Management Supervision in Washington, DC. In this position, she supervises and coordinates projects involving accounting, auditing, tax, securities disclosure and regulatory reporting matters relevant to depository institutions. Shannon assists in identifying emerging issues and developing policy guidance for FDIC supervised and insured institutions. Previously, she served as Regional Accountant in the FDIC’s Boston area office and as a commissioned examiner in the FDIC’s Hartford, Connecticut field office.

Instructional experience includes lecturing at FDIC and banking seminars. These seminars addressed primarily accounting and regulatory issues. Shannon served as a financial writer and authored an accounting article for the FDIC’s Supervisory Insights Journal.

Shannon is a Certified Public Accountant licensed in the states of Connecticut and Massachusetts. She is a member of the American Institute of Certified Public Accountants. Shannon graduated with honors from the America’s Community Bankers National School of Banking. She also received a Master of Business Administration degree from University of Massachusetts-Amherst and a Bachelor of Science degree in Accounting from Ithaca College, Ithaca, New York.


Ms. Chae is the Assistant Chief Accountant at the Board of Governors of the Federal Reserve System (FRB) in Washington, DC. In her role, she leads a team of professionals providing technical accounting expertise on matters related to regulatory capital, stress testing, regulatory reporting and other regulations and policies impacting stability of the financial system. Ms. Chae is also responsible for monitoring domestic and international accounting standards and practices that impact FRB supervised institutions.

Ms. Chae has 19 years of experience in the financial services sector. Prior to joining regulatory community, she was a Senior Director at Capital One Financial Corp leading two critical functions: a team responsible for the SEC filings, and a team responsible for accounting related to the derivative transactions, funding instruments, and investment securities. She also worked as a Director at Freddie Mac primarily responsible for accounting policy matters related to mortgage loans. Ms. Chae began her career at Deloitte where she focused on audits of large financial institutions.

Ms. Chae graduated from Penn State University with a Bachelor of Science in Accounting.


Alison is the Chief Accountant within the Office of Examination & Insurance at NCUA. Alison is a CPA and a Certified Fraud Examiner (CFE) who not only has a diverse background in the private sector but also within NCUA. She has worked in public accounting in a midsize regional firm which focused on the affordable housing industry. During her 17 years with NCUA, she has been an examiner, a problem case officer, a liquidation analyst in the Asset Management & Assistance Center (AMAC) in Austin, TX and the senior policy accountant before being named Chief Accountant. Alison earned her B.S. in Accounting from Husson College in Bangor, Maine and an MBA from New Hampshire College.


Meagan has more than 12 years of experience providing accounting and audit services, including integrated audits in accordance with SSAE 15 and the Public Company Accounting Oversight Board, for private and SEC clients, as well as employee benefit plan audits. Meagan serves financial institutions, insurance companies, manufacturers and distributors.

She has experience using ACL and other computerized audit tools and programs. In addition, she has served as an instructor to other ACL users.

Meagan is a member of the recruiting team for BKD’s Arkansas practice and has been a national instructor for new and experienced employees. Meagan is a member of the Arkansas BKD Foundation committee. She also is the co-communication chair for the Arkansas Risk Management Association (RMA) chapter.

She is a member of the American Institute of CPAs and Arkansas Society of Certified Public Accountants.

Meagan is a 2007 summa cum laude graduate of University of Arkansas at Little Rock with a bachelor’s degree in accounting.


Mike serves as a Principal and Director of WolfPAC Integrated Risk Management® at Wolf & Company, P.C. He is responsible for the strategic direction of the group, and provides enterprise risk management (ERM) strategic advisory services and board training to community based financial institutions. An expert on ERM, Mike routinely speaks on the topic before banking professionals nationwide.

The increased maturity of enterprise risk management in fast changing community-based institutions provides an opportunity for tight integration with business strategy, innovation, and important operational activities including risk appetite, key risk indicators (KRIs), and cost of risk management measurement. Mike believes this decade will be remembered as the renaissance of risk management, where a new generation of risk professionals challenge pre-conceptions and establish a new value proposition for the role of chief risk officer.


Gordon is a Partner in BKD’s National Financial Services Group in BKD’s South Region and is located in Houston, Texas. He has more than 16 years of experience providing audit and assurance services to public and non-public financial institution clients. Gordon’s experience includes audits of financial statements and internal controls over financial reporting as well assisting in regulatory filings.

In addition to providing audit and assurance services to financial institutions Gordon also provides various consulting services. His experience includes assisting with implementation of management’s assessments on internal control under Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA), performing out sourced and co-sourced internal audit functions and allowance for loan and lease losses methodology reviews and the handling of day-to-day inquiries regarding accounting and strategic issues. In addition Gordon leads the firm’s Current Expect Credit Loss (CECL) committee and is involved in consulting with numerous institutions related to implementing CECL.

He is a member of the American Institute of CPA and Texas Society of CPAs. He actively participates in the Texas Bankers Association and Independent Bankers Association of Texas.

Gordon is a graduate of Eastern Illinois University, Charleston, with a B.S. degree in accounting.


Sydney Garmong is the Crowe LLP office managing partner in Washington, D.C. She leads the regulatory area of the firm’s national office, which focuses primarily on matters related to the U.S. Securities and Exchange Commission (SEC), the federal financial institution regulators (the Federal Deposit Insurance Corp. (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC), and National Credit Union Administration (NCUA), and other regulators.

Sydney’s primary responsibilities focus on accounting, financial reporting, and regulatory issues affecting financial institutions. In addition to addressing technical issues, Sydney is a frequent speaker at industry and regulatory conferences.

Sydney chairs the American Institute of Certified Public Accountants (AICPA) Depository Institutions Expert Panel, which is responsible for addressing professional practice issues affecting financial institutions and for maintaining an ongoing relationship with various regulatory and standard-setting agencies, including the Financial Accounting Standards Board, SEC, Federal Reserve, FDIC, OCC, and NCUA.

Prior to joining Crowe, Sydney was a senior manager at the AICPA, where she addressed financial institution and financial instrument accounting, auditing, and regulatory matters. She also served as the staff liaison to the AICPA’s financial services expert panel and worked on other related projects with the Financial Reporting Executive Committee, the AICPA’s senior technical committee on accounting and financial reporting matters.


Jeffrey (Jeff) J. Geer is the Associate Chief Accountant at the Office of the Comptroller of the Currency (OCC) in Washington, DC. Mr. Geer serves as a senior technical official on matters related to accounting, auditing, internal controls, financial disclosure, and regulatory reporting. He is responsible for overseeing the monitoring and analysis of domestic and international proposals, standards, and practice issues affecting national banks and federal savings associations. Mr. Geer works with various parties to identify and resolve issues, and to provide positions in the development, interpretation, and application of standards, regulations, policies, and practices. In performing these duties, he works with OCC personnel, bankers, regulatory agencies, public accounting firms, trade associations, professional organizations, and accounting and auditing/attestation standard-setting bodies at the national and international level. Mr. Geer represents the OCC on the Accounting Experts Group of the Basel Committee on Banking Supervision.

Mr. Geer joined the OCC in July 2011 through the merger of the Office of Thrift Supervision (OTS) with the OCC. Before joining the OCC, Mr. Geer served as the OTS Chief Accountant from August 2004 to July 2011. Prior to moving to Washington, DC, Mr. Geer was the OTS Southeast Regional Accountant and Capital Markets Manager. Mr. Geer began his supervisory career at the Federal Home Loan Bank of Atlanta (later OTS) in 1988. Mr. Geer began his professional career as an auditor in the Atlanta office of KPMG.

Mr. Geer is a Certified Public Accountant and a member of the American Institute of Certified Public Accountants. Mr. Geer holds a Bachelor of Science degree in Accounting (Magna Cum Laude) from Clemson University in South Carolina.


Brian Heim is the principal member and founder of IRR-analytics, LLC and has been serving clients since 2014. The firm’s primary consulting services include ALM program reviews, model validations, deposit studies, and related ALM services. Prior to starting IRR-analytics, Brian was a bank CFO with experience in many functions of a full-service financial institution. During this time, the business cycle fluctuated through a period that included strong economic growth, irrational expansion, severe recession, recovery, and modest growth. Brian’s broad experience and rigorous modeling during this period helped him develop a strong understanding of the balance between risk and return under a variety of economic conditions. Brian is a graduate of North Dakota State University and the Graduate School of Banking at Colorado. He is a Certified Public Accountant licensed in the State of Idaho.


Scott Hildenbrand is a Managing Director and Head of Balance Sheet Analysis and Strategy in the Financial Services Group at Piper Sandler. Hildenbrand heads the Balance Sheet Analysis and Strategy Group, working with financial institutions on balance sheet strategy development, which includes interest rate risk management, investment portfolio strategy, retail and wholesale funding management, capital planning, budgeting, and stress testing. Hildenbrand also runs Piper Sandler Hedging Services, LLC, which is registered as a swap introducing broker with the Commodity Futures Trading Commission and is a member of the National Futures Association. In these capacities, Hildenbrand works closely with the firm’s Investment Banking Group to identify and develop strategic opportunities for clients involved in mergers and acquisitions. Previously, he was a Principal and Chief Balance Sheet Strategist of Sandler O’Neill + Partners, L.P. Prior thereto, Hildenbrand worked in Sandler O’Neill’s Interest Rate Products Group, focusing on developing and implementing structured wholesale funding strategies for financial institutions. He spent his first four years at the firm in the Asset/Liability Management Group. Prior to joining Sandler O’Neill in 2004, Hildenbrand worked as a financial analyst in asset/liability management at Tower Federal Credit Union in Maryland. Hildenbrand serves as Treasurer on the Board of Directors for Liam’s Room, a not-for-profit organization that focuses on pediatric palliative care, a specialized approach to medical care for children with serious illnesses. He is a frequent speaker at industry conferences and seminars. He holds an M.B.A. in finance from Loyola College in Maryland and a bachelor’s degree with a concentration in accounting and finance from Gettysburg College.


Ken Levey is the Vice President, Financial Institutions at Kaufman Hall. He focuses on shaping and executing the Axiom Software product and business development strategies for banks, credit unions and other financial services.

Ken has over thirty-five years of experience working in the financial services industry. Most recently, Ken was the Senior Director, Banking Analytics at SAP BusinessObjects, where he was responsible for developing performance management and analytic applications for the banking industry. Ken started his career in financial services at Bear Stearns in New York and then became the Vice President of Asset/Liability Management at Seamen’s Bank for Savings. For 17 years, Ken held a senior position at IPSSendero (Fiserv) where he lead the development of their Asset/Liability Management system and managed their ALM and Funds Transfer Pricing implementation and consulting departments.


As Managing Director of Model Validation Services, Ms. Mills oversees the consulting team providing validation services for ALM models, DFAST/CCAR models, liquidity models, mortgage-related models, and other financial models. In this role, Chris is primarily responsible for client management and all validation services.

Ms. Mills has over 24 years of experience and brings significant expertise across asset/liability management and model risk assessment processes. Her vast modeling experience spans across investments, mortgages, commercial loans, non-maturity deposits, derivatives, and BOLI.

Before joining MountainView-McGuire in 2012, Ms. Mills was Vice President, Investment Banker at Gleacher & Company and Director, Investment Banker at Sunrise Securities. Prior to that, Ms. Mills was SVP, ALM Manager at Colonial Bank where she developed, implemented and managed a capital forecasting model that included M&A modeling, stock repurchase plans, debt issuances, common stock issuances, divestitures, balance sheet strategies, stress testing of credit and liquidity risk strategies. Ms. Mills was also SVP, ALM Manager at Compass Bank where she was heavily involved in strategic planning, merger and acquisition (M&A) modeling, securitizations, and derivatives.


Matt works with banks nationwide to ensure that their asset liability management process becomes a sustainable profit center through accurate risk assessment and the development of tailored solutions for earnings enhancement and risk mitigation. He is a frequent speaker and author on balance sheet management topics.

Prior to DCG's inception in 1991, Matt was an audit manager and consultant at KPMG Peat Marwick. He has his MBA from the University of Chicago, and BBA in Accounting from the University of Notre Dame.


Bryan Ridgway is a Senior Solutions Engineer in the Financial Institutions practice of Kaufman Hall. His responsibilities include assisting financial institutions of varying sizes and complexity in the development of solutions to analyze and improve their financial performance, utilizing the Kaufman Hall Axiom Software Suite.

Mr. Ridgway has more than 20 years of experience in financial risk and performance management for the banking industry. Prior to joining Kaufman Hall, he was Director of Product Management for the financial risk and performance management solutions at Fiserv, where he was responsible for leading overall business strategy in this area, including the development of funds transfer pricing, budgeting and planning, and asset liability management solutions.

Mr. Ridgway is a frequent speaker at national and regional professional meetings and webinars, and has authored numerous articles for industry publications. He earned an M.B.A. in Global Management with emphases in Finance, European Studies, and German from the Thunderbird School of Global Management. He holds a B.S. in Business Administration from Pepperdine University.


Sean is a member of the financial services team and specializes in providing data analytics and financial modeling services to financial institutions. Prior to joining Baker Tilly, Sean worked for a financial institutions consulting firm, specializing in M&A, CECL, and other data-focused advisory services to banks and credit unions.


Mr. Thornton is a partner in the financial institutions tax group in the New York office of Crowe LLP. He is personally involved with over 50 financial institution clients throughout the United States, ranging from start-up de-novo banks to multi-state public company financial institutions with multi-billion-dollar balance sheets. He works extensively in the areas of strategic tax planning, mergers and acquisitions, stock-based compensation plans, financial accounting for income taxes, financial accounting for uncertain tax positions and IRS and state tax examinations.

Mr. Thornton is an accomplished presenter on financial institution tax matters and routinely presents these topics at a national level. His presentations resume includes the AICPA Banks and Savings Institutions Conference, the Bank Tax Institute, the Financial Managers Society Finance and Accounting Forum for Financial Institutions, the Taxation of Financial Institutions conference (a conference which he personally developed and presents nationally as a contract speaker for Executive Enterprises), the New York State Society of CPAs Banking Conference, the Ohio Society of CPAs Financial Institutions Conference, and various presentations for the Pennsylvania Association of Community Bankers, Western Independent Bankers and Independent Bankers Association of New York State.

Mr. Thornton is a member of both the American Institute of Certified Public Accountants and the New York State Society of Certified Public Accountants and is a graduate of the University of Dayton.


Scott Wise is founder and CEO of Armada Consulting. His areas of professional practice include strategic cost management, multidimensional profitability and business analytics, applied to the objectives of reducing costs, maximizing profitability and improving efficiency. Scott has over 20 years experience developing and deploying performance and profitability systems for some of the world’s premier corporations. His demonstrated knowledge of both methodology and technology combined with a collaborative consulting approach have enabled him to become a trusted advisor to executives at several Fortune 500 companies. Prior to founding Armada he held similar leadership positions in consulting and financial services industries. This summer he has a new book coming out entitled Actionable Profitability Analytics.